USAA Credit Card Application

USAA Credit Card Logo

The USAA Credit Card application can be done at the web portal of the United Services Automobile Association. There are special benefits for military personnel or people serving in the United States Army. The card offers rewards points on everyday purchases. If you are looking for a credit card with benefits on travel and retail this is a good choice.

To get your application approved you need to have a good credit score. There are special benefits for military personnel. Moreover, the credit card company does not charge any additional fee for usage. You can enjoy earning the Visa rewards points while making purchases.

Read the instruction to find an easy way to apply for the USAA Credit Card. We have also reviewed the credit card for you. This helps you determine whether the card is worth applying.

USAA Credit Card Review

  • The regular APR rate of the credit card may vary from 11.15% to 27.15%.
  • There is no annual fee charged by the bank.
  • 3% is charged on balance transfers.
  • The grace period is 25 days.
  • Cash advance fee is 3% or maximum $200.
  • No foreign transaction fee

Pros

  • If you are serving in the U.S army the credit card would bring you numerous benefits.
  • There are additional costs for obtaining the card.
  • It is a rewards card, therefore you can save more on purchases.

Cons

  • Sometimes the APR rates might be too high.
  • There is no introductory bonus offered.
  • Cash advances demand a high fee.

Benefits of the Credit Card

  • Receive one point for every $1 spent on purchases.
  • Making the first purchases through the credit card you can earn 2,500 bonus points.
  • The points can be easily redeemed for merchandise, cash, gift cards, travel and more.
  • You can even redeem the earned rewards for cash on your smartphone.
  • Special benefits for the military.
  • Secure and convenient online account management portal.
  • The earned caps and points do not expire. Therefore, you can use them whenever you want.

How to Apply For USAA Credit Card

Step 1- To apply for the credit card you must be a member of the USAA. If you already have an account you can log in with your credentials. New users can create a new account to get started with the application.

USAA Credit Card Application

Step 2– Answer a few questions related to your personal and financial life in order to allow the bank process your application.

Step 3– Once you have filled and submitted the application form you will receive a confirmation email.